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The Balduf Group Blog

Thursday, September 24, 2020   /   by Sarah Balduf

EXTERIOR HOME MAINTENANCE TIPS FOR FALL

We’re officially into Fall. Aside from Pumpkin Spice lattes and cozy scarves, that means you want to make sure the exterior of your home, including your roof, is ready for the cold months ahead. Here are a few things you should get done as soon as possible:


CHECK YOUR GUTTERS


Start your pre-fall roof inspection by checking on the state of your gutters. You already know that fall means more debris (leaves, branches, etc.) will make its way into your gutters. So, make it easier to keep up with by clearing them prior to the season and maybe including some gutter screen systems of fillers that really work.


The repercussions of debris in your gutters can be multifaceted. Water can get dammed up and drip over the gutter’s edge, causing ground erosion below. Pooling water and wet debris can also damage your roof.


CHECK WINDOWS


Cold weather is coming, and while you want your home to be well insulated in both hot and cold months, you will likely notice ...

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  home maintenance, pacificnorthwest

Thursday, September 24, 2020   /   by Sarah Balduf

Simple Tips for Preparing Your Deck for Winter in the PNW

With a great deck comes great responsibility — or at the very least, a little TLC every now and then. We recommend spending some time every fall prepping your deck for winter. Not only will this help protect your deck during one of the harshest seasons, it will also take the hard work out of your spring cleaning.
Follow this step-by-step guide for preparing your deck for winter and keep your deck safe and looking great all year long.
 
How winter weather can affect your deck
Winter is coming. You’ll likely see a lot of rain, freezing temps, and probably some snow, too. Throw a couple of gorgeous sunny days in the mix and you have the recipe for a typical Pacific Northwest winter.
Quality decks are built to withstand the changing seasons, but winter is a tough enemy. Temperature changes, moisture, mildew, ice, and heavy snow can cause damage like:

Peeling paint
Cracks, chips, scratches, and breaks
Rust
Fading
Pest infestations
Structural damage

Right ...

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  home maintenance, pacificnorthwest

Monday, April 20, 2020   /   by Dennis Balduf

Recession or Housing crash?

There is a lot of questions and concerns around the housing market and a lot of us are experiencing resurfaced pain from scars caused from the 2008 housing crisis.  The big question on everyone’s mind is if this is going to be like 2008?
 
As we are all looking at capacity, staffing, compensation, UW guidelines and overall P&L management; looking at the numbers and not just the headlines is the key in this market.  Based on all the data it looks like we need to be prepared for a surge not decline in the months ahead.
 
I thought the below data was very helpful in analyzing what is coming in the months ahead.  Based on the data, almost all economist and experts are calling for a  3rd to 4th quarter rebound.  Many feel that the housing market is going to help push the economy forward and that we will need to handle the volume and demand pre-health crisis plus the pent up demand from people that held off buying in 2nd quarter ...

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  covid19, mortgage, resources, housing questions, market update, mortgage forbearance, real estate news, statistics

Thursday, April 16, 2020   /   by Sarah Balduf

Will COVID19 Cause Another Housing Crash?? | Kitsap County WA Real Estate | April 2020 Housing Update

Common Questions We Keep Hearing
There is a lot of confusion and understandably so, which is why this month’s Housing Update is a bit on the lengthier side.
 
·        Are we heading for another housing bubble?
·        Should I list my house now or keep it listed? Or wait until things settle down?
·        Is now a good time to buy or should I wait and see if prices will go down?   
 
If you have time to watch it, we encourage you to do so as it contains some valuable information and insight into how the housing market works, what affects its volatility, and what we can expect to happen into the near future. If you don’t have time, below are the top takeaways.
 
What’s The Market Doing Now?
Dennis compiles information he’s gathered from half a dozen industry gurus at the national level ...

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  covid19, mortgage, resources, bremerton, bubble, gig harbor, housing questions, housing update, kitsap, market update, poulsbo, real estate, real estate news, silverdale, statistics

Thursday, April 9, 2020   /   by Sarah Balduf

3 Tips on Using Available Aid During COVID19 Crisis When Payments are Tight

It can get a bit confusing right now on what's available right now, what's a good idea, and how to manage upcoming bills if you are among those who are not "essential" and can't work right now. We're all being affected, some worse than others. This video is a summary of some FAQs in response to what's out there.



Here are some Additional Resources



















RESOURCES






























Mask use
https://www.who.int/emergencies/diseases/novel-coronavirus-2019/advice-for-public/when-and-how-to-use-masks
https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/cloth-face-cover.html
 
Dept of Financial Services-WA state
https://dfi.wa.gov/coronavirus/financial-resources#rent
 
Unemployment info
https://www.governor.wa.gov/issues/issues/covid-19-resources/covid-19-resources-businesses-and-workers
https://esd.wa.gov/newsroom/covid-19
 
Mortgage Options
https://drive.google.com/open? ...

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  aid, covid19, government aid, mortgage, mortgage forbearance, resources

The Balduf Group
Dennis Balduf
9564 Silverdale Way, Suite 100
Silverdale, WA 98383
360-649-5053

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